Privacy Policy
Introduction
At https://garland-tx-commercial-loan.texasbizloans.com (the ‘Website’ or ‘we’), we prioritize your privacy and data security. This Privacy Policy explains our practices regarding the collection, storage, access, and processing of personal information in compliance with various international privacy laws, including but not limited to:
- Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
- Quebec Law 25
- The General Data Protection Regulation (GDPR) of the European Union
- Brazil’s General Data Protection Law (LGPD)
- California Consumer Privacy Act (CCPA/CPRA)
- Colorado Privacy Act (CPA)
- Utah Consumer Sales Privacy Act (UCPA)
- Connecticut Personal Information Protection Act (CTDPA)
- Virginia Consumer Data Protection Act (VCDPA)
- South Africa’s Protection of Personal Information Act (POPIA)
Scope
This policy applies to all aspects of our Website, including applications, services, and products. However, it does not extend to third-party platforms or services accessed through links on our site, as they follow their own privacy policies.
Processing Activities
This policy covers situations where:
- You use our applications and services as an authorized user
- You visit pages linked to this Privacy Policy on our Website
- You receive communications from us, such as newsletters, emails, calls, or texts/SMS
Personal Data Collection
We collect various personal data, including:
- Account details
- Payment information
- Financial records
- Purchase history
- Mobile device identifiers
- Location data
- Feedback and reviews
- Social media content
- Product preferences and usage data
We gather this data through user input forms, interactions with our services, and automated technologies. Third parties may also provide us with personal information, adhering to their privacy policies.
Cookies
Cookies are small text files used to enhance your experience on our Website. We employ cookies categorized as:
- Strictly Necessary: Essential for basic functions
- Preferences: Save user preferences
- Analytics: Track website usage and improve performance
Users can manage non-essential cookies through our Cookie Manager.
Retention and Deletion
We retain personal data for legal requirements and the initial purposes of collection. Once these are fulfilled, we securely delete or anonymize the data.
Security Measures
We implement robust security measures to safeguard your personal information:
- Encryption during communication
- Engagement of secure third-party processors
Children’s Privacy
Our services are not directed at individuals under 18 years old, and we do not knowingly collect personal data from them.
Your Rights
Depending on your jurisdiction, you have rights regarding your personal data, including:
- Access, rectification, or erasure of data
- Restriction or object to processing
- Data portability
- Objection to direct marketing
- Non-discrimination in automated decision-making
To exercise these rights, please contact our privacy team.
Changes to Policy
We reserve the right to update this Privacy Policy at any time, and revised versions will be posted on our Website.
Contact Information
For inquiries, unsubscribe requests, or data-related questions, reach out to us via email at [email protected] or by postal mail to the address provided.